Flood Insurance

Most homeowners policies specifically exclude water damage that results from rising water.  For insurance lingo, “rising” water distinguishes flood damage from water damage.  

On average policyholders save 25% with our carrier versus the National Flood Insurance Plan (NFIP) for the same coverages. Additional benefits include coverages options not available through the NFIP such as basement contents, pool repair and refill, unattached structures on property, temporary living expenses and higher limits of coverage.